UBC Unlimited provides merchant services, payment processing, POS systems, and more to Utah businesses.
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Mobile Processing
Turn your smartphone into a full payment terminal — accept payments anywhere, anytime
Mobile processing solutions from UBC Unlimited let you accept payments wherever your business takes you. Whether you're at a farmers market, trade show, customer's home, food truck, or delivering on the road, our mobile solutions give you the same professional payment experience as a countertop terminal — right from your smartphone or tablet. Accept all major cards, contactless payments, and digital wallets with no extra hardware required on qualifying setups.
- No card reader needed on qualifying setups
- iOS & Android compatible
- Offline mode available
- All cards & digital wallets
At a Glance
$0
Hardware (Tap-to-Pay)
1–2s
Transaction Speed
Offline
Mode Available
Next Day
Funding
Local Utah Support — A Rep Who Knows You
Every UBC Unlimited client gets a dedicated local rep who knows your account and your industry — not a call center queue. You work with someone who understands your business from day one.
$0
Hardware (Tap-to-Pay)
1–2s
Transaction Speed
Offline
Mode Available
Next Day
Funding
How It Works
From first conversation to live processing — here's what to expect when you work with UBC Unlimited.
01
1
Book a Consultation
Schedule an in-depth, no-pressure conversation with a local Utah expert. We will take time to learn about your setup and help find a solution that is right for you.
02
2
Review & Proposal
We analyze your current costs and build a tailored proposal with transparent pricing — no surprises, no hidden fees.
03
3
Seamless Setup
Our team handles everything — equipment, integration, and training. Most accounts are active within 24–48 hours. POS system installations typically require a 14-day lead time from approval.
Common Problems We Solve
Real challenges Utah businesses face with payment processing — and exactly how our Mobile Processing solution addresses each one.
The Problem
Our Solution
1
You can't accept card payments at events, markets, or job sites
Businesses that operate outside a fixed location — food trucks, contractors, market vendors, mobile services — lose sales when they can only accept cash.
Mobile card readers and portable POS systems
Mobile ProcessingAccept Visa, Mastercard, Amex, and Discover anywhere with a mobile card reader connected to your smartphone or tablet. No WiFi required — 4G LTE connectivity keeps you processing wherever you are.
Accept cards anywhere
2
Your mobile payment solution charges too much per transaction
Flat-rate mobile processors typically charge 2.6–2.9% per swipe — significantly more than what's available through a dedicated merchant account.
Competitive mobile processing rates
Rate OptimizationA dedicated merchant account through UBC Unlimited typically offers lower per-transaction rates than flat-rate mobile processors for businesses with consistent monthly volume. We analyze your volume and recommend the most cost-effective solution.
Lower cost than flat-rate processors
3
No reporting or inventory management for mobile sales
Basic card readers don't give you sales reporting, inventory tracking, or customer data — you're flying blind.
Mobile POS with full reporting and inventory
ReportingOur mobile POS solutions include real-time sales reporting, inventory management, and customer tracking — all accessible from your phone or tablet. Know what's selling, what's not, and who your best customers are.
Full visibility into mobile sales
All Features & Capabilities
1
Tap to Pay on Your Smartphone
Accept contactless cards and digital wallets directly on your iPhone or Android phone — no card reader, dongle, or adapter required. The NFC chip built into your phone processes payments in 1–2 seconds. Works with Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay, Samsung Pay, and any NFC-enabled wallet.
2
Bluetooth Card Readers
For businesses that need to accept chip and swipe transactions, compact Bluetooth card readers pair wirelessly with your smartphone or tablet. Durable, portable, and compatible with both iOS and Android — ideal for food trucks, trade shows, and field service teams.
3
Offline Mode
Keep accepting payments even when your internet connection drops. Transactions are stored securely on your device and automatically sync when connectivity is restored. Essential for farmers markets, outdoor events, and rural service calls.
4
Digital Receipts & Customer Management
Send receipts instantly via email or SMS — no paper required. Collect customer contact information at the point of sale, build customer profiles, and enroll customers in loyalty programs directly from your mobile device.
5
Tip Management
Built-in tip prompts let customers add gratuity at checkout. Tip amounts are tracked per transaction and included in your reporting — ideal for food service, delivery, personal care, and any service-based business.
6
Inventory & Catalog Management
Build and manage your product or service catalog directly in the app. Track sales by item, manage quantities, and generate item-level reports — all from your smartphone.
7
Multi-User & Team Management
Each team member can use the app on their own device with unique login credentials. Track sales by employee, set role-based permissions, and manage your entire mobile team from a single dashboard — no shared hardware required.
8
Real-Time Reporting & Analytics
Access live transaction data, daily sales summaries, refund tracking, and business analytics from your mobile device or web dashboard. Reconcile at the end of every shift with complete transaction history.
9
Recurring Billing & Invoicing
Set up recurring payment schedules for repeat customers or send pay-by-link invoices directly from your phone. Customers pay online with any card — no in-person visit required.
10
Bank-Level Security
Every transaction is protected with end-to-end encryption, tokenization, and EMV contactless security standards. PCI DSS Level 1 compliant. No card numbers are stored on your device — only encrypted tokens that are useless if intercepted.
Why Utah Businesses Choose UBC Unlimited
We're not a national call center. We're a local Utah team that knows your market, answers when you call, and builds solutions around your business — not the other way around.
Accept payments anywhere — no storefront required
No card reader hardware needed on qualifying setups — save $50–$300 per device
Process transactions in 1–2 seconds with tap-to-pay
Scale instantly — every employee's phone becomes a payment terminal
Offline mode keeps you running even without internet
Accept all cards and digital wallets your customers use
Build customer profiles and loyalty programs on the go
Bank-level security with PCI DSS Level 1 compliance
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"We've worked with several processors over the years. UBC Unlimited is the first team that actually reviewed our statement line by line and showed us exactly where we were overpaying. We saved over $800 a month."
JM
Jason M.
Utah Restaurant Owner
24–48h
Launch (Most Low Risk Businesses)
20+
Years Experience
Local
Utah Support
Talk to a local expert today
No obligation. No pressure. Just honest advice.
Frequently Asked Questions
Related Solutions
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