Request check approval at the point of sale via phone, terminal, or web portal before making a deposit. If an approved check is returned unpaid, submit a claim for full reimbursement — you're covered.

Capture check images with desktop scanners or smart devices and submit them electronically. Returned items go directly to us — no claim submission required. Available via Conversion or Remote Deposit Capture (RDC).

Automate check authorizations and deposits electronically. Accept and deposit guaranteed checks remotely using desktop scanners or smart devices, with funds deposited into your account within 48–72 hours.

Allow customers to write up to four checks for a single sale or down payment, deposited over an agreed period (typically 30 days). Each check is individually guaranteed — ideal for high-ticket purchases where customers need payment flexibility.

Pre-authorize check payments over the phone before delivery occurs. Enter the estimated sale amount and customer phone number to receive an authorization number. Drivers collect the check on delivery and you process it for guaranteed payment.

Guarantees checks that have been declined by other check guarantee providers, giving you a second chance to approve more sales. Can be used on an as-needed basis to reduce lost revenue.

Reduces the chance of accepting bad checks by recommending whether to accept or decline specific checks. Assists in minimizing risk — ideal as a standalone service for lower-volume merchants.

Customizable enhancements to your check guarantee service, including Multiple Check, Stop Payment Protection, Bank Fee coverage, Partial Payment, and Premium Payment options — tailored to your specific business needs.