UBC Unlimited provides merchant services, payment processing, POS systems, and more to Utah businesses.
News & Updates
Company announcements, industry news, and expert insights — everything Utah merchants need to stay ahead in payment processing.
Company Announcements
Updates from the UBC Unlimited team
Company NewsMarch 2026
UBC Unlimited Now Serving All 29 Utah Counties
We've expanded our local support coverage to include rural Utah communities. Businesses in Carbon, Emery, Grand, and San Juan counties can now access the same dedicated local rep service as our Wasatch Front clients.
Product UpdateFebruary 2026
SkyTab POS Installations Now Targeting 14-Day Go-Live After Approval
UBC Unlimited has streamlined the SkyTab onboarding process to target a full go-live within 14 days of account approval. Our Utah-based installation team handles menu configuration, hardware setup, staff training, and integration before your launch date — so you're ready to process on day one.
Feature LaunchJanuary 2026
New: Statement Review Now Available Online
Our statement review is now available directly through the website. Upload your current processing statement securely and receive a line-by-line savings analysis within one business day — no phone call required to get started.
Company NewsDecember 2025
UBC Unlimited Expands Retail Payment Solutions Across Utah
We've expanded our retail-focused merchant services offerings to better serve Utah's independent retailers. From integrated POS systems and inventory management to contactless payments and gift card programs, UBC Unlimited now provides a full suite of retail payment tools backed by local Utah support.
Industry News
Payment processing & merchant services updates
March 2026
Visa & Mastercard Interchange Rates Updated for 2026
Both networks published their annual interchange schedule updates effective April 2026. Key changes affect e-commerce card-not-present rates and commercial card categories. UBC Unlimited clients on interchange-plus pricing will see these changes reflected automatically.
February 2026
FTC Issues New Guidance on Cash Discount Program Disclosures
The FTC clarified disclosure requirements for businesses using cash discount & dual pricing. All signage must clearly state the cash price and the card price at the point of sale. UBC Unlimited clients are already compliant under our standard implementation.
January 2026
Same-Day ACH Adoption Continues to Accelerate
According to Nacha, Same-Day ACH volume grew 22.3% in 2023 to 853.4 million payments worth $2.4 trillion, and growth has continued into 2024 and beyond. As businesses shift large and recurring payments away from checks and wire transfers, Same-Day ACH remains one of the most cost-effective options for Utah businesses with high-value invoices or subscription billing.
December 2025
eCommerce Chargebacks Remain a Growing Challenge for Online Sellers
According to Chargeflow's 2024 State of Chargebacks Report, friendly fraud accounts for 40–80% of all fraud losses for eCommerce merchants, and chargeback rates increased 59% from 2023 to 2024. High-risk businesses and eCommerce sellers should review their chargeback prevention protocols and ensure billing descriptors, cancellation flows, and dispute response processes are up to date.
News & Updates Articles
In-depth coverage for Utah merchants
Recent Expert Articles
Guides & insights from the UBC Unlimited team
Pricing & Fees
How Interchange Rates Work: A Plain-English Guide for Utah Merchants
Interchange fees are the largest single component of your credit card processing costs — yet most business owners have never had them explained clearly. This guide breaks down exactly what interchange is, who sets the rates, why they vary so widely by card type, and how your pricing model determines whether you see the real cost or a hidden markup.
Mar 20, 202610 min read
Read High-Risk Processing
What Is a Rolling Reserve and How Do You Get It Released?
If your processor is withholding a percentage of your daily settlements, you're dealing with a rolling reserve. It's common for newer businesses and high-risk industries — but it doesn't have to be permanent. Here's how rolling reserves work, why processors require them, and the steps our clients take to get them reduced or eliminated.
Mar 19, 20268 min read
Read High-Risk Processing
5 Industries That Get Dropped by Stripe — And What to Do Instead
Stripe, Square, and PayPal are convenient for getting started, but they're known to terminate accounts in certain industries without much warning. If your business operates in CBD, firearms, nutraceuticals, adult entertainment, or travel, you need a processor built for your risk profile — not one that will shut you down at the worst possible moment.
Mar 19, 20269 min read
Read Business Growth
How Better Payment Processing Can Help Your Business Grow
Most business owners think of payment processing as a cost center — something to minimize and ignore. But the right setup can actually drive growth: faster checkout increases throughput, ACH reduces B2B friction, loyalty programs bring customers back, and real-time reporting helps you make smarter decisions. Here's how our Utah clients are using payments as a growth tool.
May 15, 20257 min read
Read POS Systems
SkyTab POS: An Honest Review from Utah's Authorized Reseller
We install and support SkyTab systems across Utah, which means we see exactly how the platform performs in real businesses — not just in demos. This review covers what SkyTab does well, where it has limitations, and which types of Utah businesses are the best fit. No sales spin, just our honest experience.
May 8, 202510 min read
Read Industry Guides
Merchant Services in Utah County: What Local Businesses Need to Know
Utah County's business landscape has changed dramatically over the past decade. From Provo's growing restaurant scene to Lehi's tech corridor, local businesses have different payment processing needs than they did five years ago. Here's what Utah County merchants should look for — and what to avoid — when choosing a processor.
May 1, 20256 min read
Read Ready to Start Saving on Payment Processing?
Get a no-obligation statement review and see exactly how much you can save with UBC Unlimited.